ghamnda ram
About me
Key Responsibilities (मुख्य जिम्मेदारियाँ)
- Client Acquisition & Sales: Sourced and onboarded new customers for various SBI retail and agricultural products, including loans (KCC, Gold Loan, Retail), deposits, and insurance schemes.
- Relationship Management: Maintained excellent relationships with existing clients to ensure customer retention, resolve queries, and cross-sell additional banking products.
- Field Operations & Verification: Conducted rigorous field visits and physical verifications of borrowers’ credentials and collateral to ensure creditworthiness and minimize Non-Performing Assets (NPAs).
- Target Achievement: Consistently met and exceeded monthly and quarterly sales targets for loans and financial services.
- Documentation & Compliance: Ensured accurate completion of loan applications, KYC procedures, and strict adherence to State Bank of India banking guidelines and regulatory norms.
Core Competencies (स्किल्स)
- Financial Sales: Loan Origination, Cross-selling, Lead Generation
- Relationship Building: Client Retention, Customer Service
- Risk Assessment: Credit Verification, Field Investigation
- Operational Skills: KYC Compliance, Banking Software Operations, Documentation
- Soft Skills: Negotiation, Communication, Target-Oriented, Time Management
Work Experience
SBI FOS
STATE BANK OPERATION SUPPORT
2023-05-01
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Present
PRESENT TIME SBI FOS ROLE
Education
BA
GRADUATION
2023-05-01
-
2026-05-22
BA COMPLATE 2022
Disability-Info
UDID
Yes
UDID Number
RJ1710619960002816
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Disability Percentage (As per certificate)
40 ABOVE